TRID: The 4 letter word you better understand
TRID stands for the TILA-RESPA Integrated Disclosure. TILA is the Truth in Lending Act and RESPA is Real Estate Settlement Procedures Act. Both TILA and RESPA were consumer protection regulations, originally designed to protect home [...]
FBI vs. Apple and the Rights and Limits of Privacy
Perhaps you have been watching the dance between Tim Cook, CEO of Apple and the Federal Bureau of Investigation. Ostensibly, they are fighting over one phone. But it’s much more complicated than that. THE [...]
Exempt or Not-Exempt: That is the Question and the Answers are Changing
The Department of Labor (DOL) is proposing changes to the federal regulations that deal with overtime pay, particularly regarding exempt and non exempt employees. An exempt employee (who must be primarily an executive, administrative or [...]
Michigan Cloud Tax Evaporates Somewhat, Refunds Could Follow
The Michigan Department of Treasury is now required to change its tune with regard to remote access to software, commonly known as “cloud access” or “cloud software” In the recently adjudicated case Auto-Owners Ins. Co. [...]
Goodbye, Yellow Taxi
San Francisco is a town where people need rides. Between the population density on the island, the somewhat low per capita car ownership and the ubiquitous hills, hailing cabs has been a part of the [...]
Global Concerns, Local Impact: Automobile Issues in London, Delhi and Beijing
Beijing air pollution Pollution and congestion in Delhi, London and Beijing may have an impact on worldwide automobile demand and therefore production right here in Detroit. London has been limiting congestion in its [...]
